How might the recession affect your family life? Having a family means schooling, clothes, activities and holidays. In boom times it's easier to live from day to day but to survive the current economic uncertainty it's essential to take a reality check. What contingencies have you planned for? Now is not the time to cross your fingers and hope for the best.

Antoinette Hennessy offers 'credit crunch' coaching. A financial adviser can offer advice on the best deals on the market but Antoinette will give you a much broader perspective. Typically, during a session, you will undertake a lifestyle review and identify family priorities and goals. There might be some difficult financial decisions to make like changing from private to state schooling. Now is the time to make smart changes to spending habits.

Using a professional allows you to generate new ideas and can be inspiring. It will help you develop a plan and a sense of direction when you may be stuck. Even redundancy can provide you with exciting new opportunities!

If you're feeling worried about how your family will survive in 2009 take action and book a coaching session. 'My City job was made redundant and I understand the concerns and challenges we face as parents especially when household income falls. Cutting back on spending is hard when we are expected to provide the very best for our children'.

'Trust and confidentiality are essential for my clients but once they meet me they know that creating value for them is at the top of my agenda'.

Antoinette Hennessy is a certified coach and a member of the International Coaching Federation (www.coachfederation.org.uk)
Call for further information 07920 801208.